Post forward features list
Please find below full details of articles currently being written for Insurance Post.
This information includes synopses, editorial deadlines, and details of the reporter writing the feature.
Topic: How does the UK insurance sector respond to the push for a more sustainable construction sector; and what challenges do modern methods of construction bring for both brokers and insurers?
Author: Tim Evershed
Deadline: 21 September
As the UK emerges from lockdown, the Conservative Government has turned its attention to what the broader recovery strategy looks like.
In July Prime Minister Boris Johnson announced UK industry will receive around £350m to cut down carbon emissions under new plans to step up efforts to tackle climate change.
This included £26m to support advanced new building techniques in order to reduce build costs and carbon emissions in the construction industry; and a £10m boost for state of the art construction tech to improve productivity and building quality.
The announcement came some seven weeks after the Construction Leadership Council published its roadmap for recovery for the industry which mentioned restarting and sustaining the housing market using Modern Methods of Construction (MMC) to increase housing quality, zero carbon and resource efficiency and output and embed building safety considerations.
This was in line with the government’s message to decarbonise and achieve net zero targets.
With this in mind Insurance Post intends to focus on the long-term impact of Covid-19 and the wider green movement on the construction industry.
This includes are we now likely to see more MMC specific insurance policies/coverages emerge and what risks do they need to foreshadow?
Indeed the CLC road map makes specific mention about the availability of trade credit and professional indemnity insurance “to enable the industry to make best use of Government support and access the insurance products required to support activity”.
Is the ability of the insurance sector to meet these demands going to be impacted by the ongoing hardening of the commercial market and contraction of providers in many PI lines?
Will MMC be the watershed moment when project insurance becomes common place? Is sharing the risk the better way of managing the risk?
We will also ask insurers and brokers whether existing insurance products are fit for purpose? Especially given that whilst MMC may be the answer to speed, cost and precision to combat the current housing crisis; the potential losses arising from a building constructed using MMC could be significant – particularly where the long term performance of modern materials is unknown. Are they more susceptible to wind, fire and water, for example?
Topic: How are City Centre financial districts going to change post-Covid-19?
Author: Emmanuel Kenning
Deadline: 30 September
In August the Chartered Insurance Institute announced that it had exercised an existing break clause in its Lombard Street office lease, becoming one of the first major financial institutions to reveal its hand about its post-Covid-19 plans.
This article we will explore how major financial centres in the UK are likely to be impacted by Covid-19 in terms of office occupancy going forward and how that might change the shape and culture of places like EC3 and Canary Wharf in London, and others in Birmingham, Leeds and Manchester for instance.
It will ask questions such as:
- Whether regional financial service/insurance hubs might be less impacted by Covid-19 than London?
- What is the expectation about how much City centre office space will be needed in the future compared to now; and what these office will likely to be used for?
- It will look at how estate agents and commercial property owners/developers are seeking to adapt their portfolios to the needs of insurers?
- Could insurers return to having greater footprints of smaller offices, than smaller footprints of larger offices?
- Could new financial services hubs spring up?
Topic: How has Covid-19 impacted the Marine & Cargo Sector?
Author: Harry Curtis
Deadline: 7 October
Premiums for marine insurance, which until 2018 had fallen for years due to rising competition and lower claims, are increasing due to growing geopolitical tensions and a surge in catastrophe losses in the past two years [not least the damage caused by hurricanes Harvey, Irma and Maria].
The latest major loss being the warehouse explosion in Beirut in August 2020 which has led to some wildly differing early estimates as to the total insured loss; although the consensus seems to be that it will not be anything like the Tianjin explosions in 2015.
This feature aims to explore:
- To what extent Covid-19 has impacted the marine and cargo sector in terms of traffic and warehouse capacity?
- How have insurers helped ports and terminals carry out risk assessment/management plans during the coronavirus to keep staff safe?
- What concerns are there over the double headwind of Covid-19 and the hurricane season on rates and whether the market is expected to continue to harden?
- How are marine and cargo insurers using technology such as artificial intelligence to transform the sector?
- What other concerns is the sector facing, including geo-political issues and how piracy has evolved in light of recent developments, not least the use of technology and the pandemic
Topic: Managing and insuring business travel in a pandemic
Deadline: 16 October
Author: Sam Barrett
Those in charge of managing business travel before and during the global pandemic will have found that their tasks and responsibilities have now changed drastically with their duty of care enhanced. How is the pandemic affecting customers and the market and how are insurers helping? Post will seek to find out:
How are managers keeping informed about travel restrictions, quarantine procedures and local measures?
How can they judge what is deemed business critical travel and do they see this the same way as their insurance providers?
Are policyholder looking to tailor their travel policies more or cut back on cover with fewer trips being taken?
Are insurers being expected to cover for quarantine rules imposed by the UK or other governments?
Is technology replacing travel – will business travel insurance no longer be needed in the future?
Are insurers covering Covid-19 – where travellers test positive before or during a trip?
What guidance are insurers offering to customers?
How is the market expected to change in the next 12 months?
Are we seeing any new players enter the market where there is demand?
Topic: Insurance-Linked Securities and Covid-19
Deadline: 23 October
Author: Martin Friel
Usage of insurance-linked securities the first six months of 2020 was 20% higher than all of 2019, according to an Aon Securities report, which said this underscored the sector’s momentum and resilience even with the coronavirus pandemic. With this is mind Post will seek to find out:
What impact, if any Covid-19 has had – has there been demand for wording to change to cover pandemics?
Is this one corner of the market that can survive the economic downturn? Are any areas within the market seeing a squeeze?
What has been achieved in the five years since March 2015 when the then Chancellor of the Exchequer George Osborne announced that the government would seek to develop a corporate and tax structure for ILS in the UK?
How is the UK competing in this market against the likes of Bermuda, Zurich and Guernsey? Is the PRA framework helping or hindering?
Last year Pool Re’s Julian Enoizi predicted ILS would move away from US property-catastrophe risks, into other “difficult to insure perils” such as terrorism - has this happened?
Is there an option for pandemic cover in the future?
What does the future look like for the sector?
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Take part in Insurance Post’s insurance video cast: Fully Comp
After the success of the Insurance Covid-Casts series Insurance Post is relaunching its video-cast series at the end of the month under the title “Fully Comp”.
These topical video recordings will follow the same model as before, but with a new brand that will take us beyond the pandemic and hopefully into more stable times.
We are planning to kick off with the following topics, so if you would like to get involved please email Jonathan Swift at firstname.lastname@example.org
Recording week commencing 28 September
What next for Lloyd’s as it re-opens its doors?
In this Insurance Video Cast, we are seeking contributors to give us their views on the re-opening of the Lloyd’s trading floor, seeking views on how the first weeks have gone; how the market might change post-lockdown in terms of the way it trades and operates; and ask whether Covid-19 might help accelerate the modernisation of the London Insurance Market?
How ready is the UK for future flood events?
Climate change remains a major issue, despite the fact Covid-19 has dominated the headlines in recent months. In this Insurance Video-Cast we will look at the government’s recent commitment to flood and coastal defenses and ask does it go far enough, and what else needs to be done to make sure the UK is more resilient in the face of major weather events.
Recording week commencing 5 October
Will parametric insurance live up to the hype?
After being a source of much debate on conference floors for a number of years, the last 12 months appears to have seen the bluster around parametrics gain more substance and traction as more solutions come to market. In this Insurance Video Cast we will look at the progress being made and ask whether the hype is merited and the likelihood of parametrics crossing into the mainstream.
Recording week commencing 12 October
The insurance challenges of automated lane keeping systems
Following the government’s consultation into the safe use of automated lane keeping systems, this broadcast will ask look at the importance of marrying up the ALKS regulation with the Automated and Electric Vehicles Act (2018); what needs to be done – updating the Highway Code for instance – in terms of the infrastructure to make it work; and how insurers will seek to price and underwrite vehicles with ALKS – and manage claims if these vehicles are involved in a collision.